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Mortgage Loan Programs

First Choice Mortgage offers a program for all your mortgage needs!

Conventional 30,25,20,15,10 year fixed or ARM's

FHA 30 & 15 year fixed rate mortgages

Jumbo 30 & 15 year fixed or Adjustable Rate Mortgages

VA 30 & 15 year fixed

Purchase & Refinance Loans - at the best competitive rate 100% Purchase - Home Improvement & Construction Loans

Multi-family Loans

Nehemiah Housing approved lender

Non-Owner Occupied purchase & refinances

No Doc Loans / No-income verification

Self employed OK

A thru C credit financing

Debt Consolidation loans / Cash - Out Loans

Second Homes / Vacation Homes

125% value of your home loan

Second Mortgages

Condo/Town homes

Low and/or No Down Payment Programs:
Whether you are a first time homebuyer or prefer to make a low down payment, First Choice Mortgage has several loan programs that will enable you to purchase a home.

3% Down Payment Program

No Down Payment Program

First Time Homebuyer Programs

Loan Programs for Special Needs:
Not all borrowers are alike or have the same lending needs. First Choice Mortgage offers customized loan programs to fit almost any need.

Self Employed Borrower Programs

Expanded Program Parameter Programs

Programs for Borrowers with past credit problems

Lot Loans

Construction Perm Loans
 

We welcome those who are self-employed, fixed incomes, commissioned, troubled homeowners, bankruptcy clients, first time home buyer

No hassles. No problems. We have an E-Z qualifier system in place to give you answers right away. Apply regardless of past credit history

  
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